Juan Antonio Montecino

Juan Antonio Montecino is a PhD student in economics at the University of Massachusetts Amherst. He is a specialist in the areas of economic development, macroeconomics, and finance.

A healthy financial system is one that channels finance to productive investment, helps families save for and finance big expenses such as higher education and retirement, provides products such as insurance to help reduce risk, creates sufficient amounts of useful liquidity, runs an efficient payments mechanism, and generates financial innovations to do all these useful